Alliance and Leicester

Alliance and Leicester

Alliance and Leicester offers a wide variety of insurance anf inancial products including loans and mortgages. You can get an unsecured personal loan that ranges from £7,500 to £10,000 and have an average APR of 7.1%. You can also buy three different types of insurance which includes, car, home, and family insurance.

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Put simply, Alliance and Leicester is an online bank. Through their website, you can register online and access your accounts 24 hours a day, 7 days a week. When logging on you can check your statements, view your account balance, pay bills online, transfer money between accounts, and manage standing orders and direct debits. This can all be done at your convenience, with no worries about getting to the bank on time. Other services online include being able to make requests for overdraft increases, receive pin reminders, quickly change or update your personal information (i.e. address, phone number), and send and receive secure messages to and from Alliance and Leicester while logged in to your account. Alliance and Leicester is known for having the UK's most secure market leading security, and promise to protect with their online banking guarantee.

Alliance and Leicester also offer different types of loans, mortgages, savings and investments, credit cards, and insurance and protection. Unsecured personal loans between £7,500 and £10,000 have a typical APR of 7.1%, while the typical APR for secured loans is 8.6%. You can apply for these loans online in about ten minutes, and possibly find out within an hour if you are approved or not. You can get a mortgage when purchasing a new home or to change your old mortgage. A popular savings account with Alliance and Leicester is the eSaver, which can start between £1 and £75,000. You earn interest daily on your balance, and are paid that interest monthly. The credit card offered has a competitive typical APR of 15.9%, and 0% p.a. on card purchases for three months after opening your account.

There are three different types of insurance offered by Alliance and Leicester: car, home, and family protection. If they can not beat your existing renewal quote on car insurance, you get one year's cover for free. The home insurance can cover the buildings and contents of your home, including personal possessions, garden, and legal cover, based on what you need. As for family protection, you can protect your family through Alliance and Leicester starting at just £6 each month.

 


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