Vanquis Bank’s products serve customers who have had credit problems, people who are new to credit, self-employed or those poeple with low incomes.Vanquis aims to deliver industry-leading products for their target customers.

Vanquis Bank is a responsible lender and they provide full support to all customers. Credit limits are targeted to assist in controlling spending. They strive to be transparent about products and pricing, and providing high levels of customer service.

Vanquis Bank is led by knowledgable and experienced credit card team. It is a wholly owned subsidiary of Provident Financial plc, an international credit organisation.

Vanquis is a specialist lender which provides credit options to a specific market. The Vanquis Visa card delivers:-

* No annual fee
* Up to 56 days interest free on purchase
* Additional cardholder/ free fraud monitoring at no additional cost – we’ll warn customers of any suspicious activity on their account
* Chip & PIN technology for added security whenever a Vanquis card is used
* Visa is widely accepted in the UK and abroad
* Offers convenience for paying online and over the phone
* A friendly and dedicated UK customer call centre
* As a provider that is specifically geared towards servicing customers with previous credit problems or little or no credit history our higher APR’s reflect the additional business risk posed by this area of the consumer market.

Typical 39.9% APR variable based on a typical credit limit of £250